1) Can I get a loan for a manufactured home in a park?
Yes you can. Not many major banks do these types of loans but there are other banks that do. Most loans for manufactured homes need a credit score of 630 or higher, but there are some that will consider a lower score with a higher down payment. Many banks want at least 10% down. Other considerations will include income, debt to income, bankruptcy, etc. These are all normal factors in a bank loan.